--- title: Orange County Real Estate Blog | Inspira Group | Relocation Buyers (2) description: Relocation Buyers | The Inspira Group blog houses helpful information and insight on how to successfully buy, sell, or finance a home. (2) --- [![Inspira Group Irvine Real Estate](https://www.inspiragroup.com/hs-fs/file-507215217-png/Logos/Inspira-Group-Logo-with-Tag.png?width=285&height=94&name=Inspira-Group-Logo-with-Tag.png "Inspira Group Irvine Real Estate")](https://www.inspiragroup.com/)       [(949) 387-0500](tel:19493870500) - [About](https://www.inspiragroup.com/about-us) - [Our Team](https://www.inspiragroup.com/about-us/our-team) - [Why Inspira?](https://www.inspiragroup.com/services) - [Home Buying](https://www.inspiragroup.com/services/home-buying) - [Home Selling](https://www.inspiragroup.com/services/home-selling) - [Home Financing](https://www.inspiragroup.com/services/home-financing) - [Success Stories](https://www.inspiragroup.com/success-stories) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) [949-387-0500](tel:949-387-0500) [![logo-2.png](https://www.inspiragroup.com/hs-fs/hubfs/images/main-logo.png?width=358&name=main-logo.png "logo-2.png")](https://www.inspiragroup.com/) - [About](https://www.inspiragroup.com/about-us) - [Our Team](https://www.inspiragroup.com/about-us/our-team) - [Why Inspira?](https://www.inspiragroup.com/services) - [Home Buying](https://www.inspiragroup.com/services/home-buying) - [Home Selling](https://www.inspiragroup.com/services/home-selling) - [Home Financing](https://www.inspiragroup.com/services/home-financing) - [Success Stories](https://www.inspiragroup.com/success-stories) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) # Inspira Group Orange County Real Estate Blog Search ## [Lessons from an Open House: Listen, Listen Listen](https://www.inspiragroup.com/blog/listen-listen-listen) Posted by [Bob Dalsimer](https://www.inspiragroup.com/blog/author/bob-dalsimer) - [Tweet](https://twitter.com/share) [![Inspira Group Irvine Real Estate Image](https://www.inspiragroup.com/hs-fs/hub/349540/file-1013518192-jpg/Blog_Images/Lessons_from_an_Open_House-_Listen,_Listen,_Listen.jpg)](https://www.inspiragroup.com/blog/listen-listen-listen) Yesterday I was showing homes in Ladera Ranch to a nice family looking to purchase their first home. We arrived at an Open House where the Realtor greeted us and started telling us about the home. Before I could even get my bearings, I was being told about this feature and that feature and how this home was great. My mind shut off quickly as I just wanted to be with the home and inquire what my clients that they thought of this home. We walked upstairs and I was happy to finally be able to look around and understand the dynamics of the home and see if it was a possibility for my clients. We stopped in the master bedroom and I asked them what they thought? “Oh no!” The agent walks in and tells us the homeowner just replaced the bathroom floor with tile and how the community has good parking and is freeway close and where he lives in relationship to the home and how this community is perfect. [Keep Reading This Post](https://www.inspiragroup.com/blog/listen-listen-listen) Topics: [First Time Buyer](https://www.inspiragroup.com/blog/topic/first-time-buyer), [Move Up Buyers](https://www.inspiragroup.com/blog/topic/move-up-buyers), [Relocation Buyers](https://www.inspiragroup.com/blog/topic/relocation-buyers) ## [Home Loans 101: To Lock or Not to Lock Your Home Loan](https://www.inspiragroup.com/blog/to-lock-or-not-to-lock-your-home-loan) Posted by [Bob Dalsimer](https://www.inspiragroup.com/blog/author/bob-dalsimer) - [Tweet](https://twitter.com/share) [![Inspira Group Irvine Real Estate Image](https://www.inspiragroup.com/hs-fs/hub/349540/file-946036340-jpg/Blog_Images/Home_Loans_101-_To_Lock_or_Not_to_Lock_Your_Home_Loan.jpg)](https://www.inspiragroup.com/blog/to-lock-or-not-to-lock-your-home-loan) Every borrower makes a decision to lock or not lock (float). This is often an emotional choice because the pricing on a loan changes daily and sometimes intra-day. [As a mortgage professional](https://www.inspiragroup.com/services/home-financing), I find this part of the business challenging because market movements are out of our control. The process is very similar to the stock market, prices change day to day, even minute to minute. We are not the hero if pricing improves nor the villain is pricing gets worse. We can only do our best with the information available. Over the years, I have come up with 4 rules. [Keep Reading This Post](https://www.inspiragroup.com/blog/to-lock-or-not-to-lock-your-home-loan) Topics: [First Time Buyer](https://www.inspiragroup.com/blog/topic/first-time-buyer), [Move Up Buyers](https://www.inspiragroup.com/blog/topic/move-up-buyers), [Relocation Buyers](https://www.inspiragroup.com/blog/topic/relocation-buyers) ## [Home Buying 101: What is Mello-Roos?](https://www.inspiragroup.com/blog/home-buying-101-what-is-mello-roos) Posted by [Bob Dalsimer](https://www.inspiragroup.com/blog/author/bob-dalsimer) - [Tweet](https://twitter.com/share) [![Inspira Group Irvine Real Estate Image](https://www.inspiragroup.com/hs-fs/file-806617036-jpg/Blog_Images/Home_Buying_101-_What_is_Mello-Roos.jpg)](https://www.inspiragroup.com/blog/home-buying-101-what-is-mello-roos) Depending upon where your home search takes you in California, you will likely hear the term “Mello-Roos.” Just what is Mello-Roos? In a nutshell, Mello-Roos is a special tax that homeowners pay in certain communities to fund bonds that support the infrastructure of that community.  ### A Closer Look at Mello-Roos In 1982, The Mello-Roos Community Facilities District Act was enacted as an alternative financing plan for municipal improvements and services. Named for California State Senator Henry Mello and Assemblyman Mike Ross, the Act was passed as a response to Proposition 13 which limited the ability of local governments to finance new projects. Mello-Roos allows any school district, city, county, or joint powers of authority to establish what is known as a Mello-Roos Community Facilities District. These districts supplement services such as police, fire, ambulance, infrastructure, libraries, museums, cultural facilities, parks, schools, and sewer system through bonds; which are paid for by a special tax assessed to homeowners in those districts. So, is Mello-Roos good, or is it bad? [Keep Reading This Post](https://www.inspiragroup.com/blog/home-buying-101-what-is-mello-roos) Topics: [First Time Buyer](https://www.inspiragroup.com/blog/topic/first-time-buyer), [Move Up Buyers](https://www.inspiragroup.com/blog/topic/move-up-buyers), [Relocation Buyers](https://www.inspiragroup.com/blog/topic/relocation-buyers) [Previous](https://www.inspiragroup.com/blog/topic/relocation-buyers/page/1) [All posts](https://www.inspiragroup.com/blog/all) ### Sign up for Blog Updates [![real estate agent in Irvine](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/349540/9a64a938-7942-42f9-a806-2372004a5985.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/349540/9a64a938-7942-42f9-a806-2372004a5985) [![Have questions about the home buying process? 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We are an Equal Opportunity Lender. [CFPB - Privacy Act Policy](https://www.inspiragroup.com/hubfs/20131_cfpb_Privacy-Policy.pdf) ### Resources - [Home](https://www.inspiragroup.com) - [About ](https://www.inspiragroup.com/about-us) - [Services](https://www.inspiragroup.com/services) - [Home Buying](https://www.inspiragroup.com/services/home-buying) - [Home Selling](https://www.inspiragroup.com/services/home-selling) - [Home Financing](https://www.inspiragroup.com/services/home-financing) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) ### Recent Posts © 2016 [Inspira Group, Inc.](https://www.inspiragroup.com/)  [Privacy and Terms](https://www.inspiragroup.com/privacy-and-terms). 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