--- title: Orange County Real Estate Blog | Inspira Group (5) description: The Inspira Group blog houses helpful information and insight on how to successfully buy, sell, or finance a home. (5) --- [![Inspira Group Irvine Real Estate](https://www.inspiragroup.com/hs-fs/file-507215217-png/Logos/Inspira-Group-Logo-with-Tag.png?width=285&height=94&name=Inspira-Group-Logo-with-Tag.png "Inspira Group Irvine Real Estate")](https://www.inspiragroup.com/)       [(949) 387-0500](tel:19493870500) - [About](https://www.inspiragroup.com/about-us) - [Our Team](https://www.inspiragroup.com/about-us/our-team) - [Why Inspira?](https://www.inspiragroup.com/services) - [Home Buying](https://www.inspiragroup.com/services/home-buying) - [Home Selling](https://www.inspiragroup.com/services/home-selling) - [Home Financing](https://www.inspiragroup.com/services/home-financing) - [Success Stories](https://www.inspiragroup.com/success-stories) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) [949-387-0500](tel:949-387-0500) [![logo-2.png](https://www.inspiragroup.com/hs-fs/hubfs/images/main-logo.png?width=358&name=main-logo.png "logo-2.png")](https://www.inspiragroup.com/) - [About](https://www.inspiragroup.com/about-us) - [Our Team](https://www.inspiragroup.com/about-us/our-team) - [Why Inspira?](https://www.inspiragroup.com/services) - [Home Buying](https://www.inspiragroup.com/services/home-buying) - [Home Selling](https://www.inspiragroup.com/services/home-selling) - [Home Financing](https://www.inspiragroup.com/services/home-financing) - [Success Stories](https://www.inspiragroup.com/success-stories) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) # Inspira Group Orange County Real Estate Blog Search ## [Home Buying 101: What is Mello-Roos?](https://www.inspiragroup.com/blog/home-buying-101-what-is-mello-roos) Posted by [Bob Dalsimer](https://www.inspiragroup.com/blog/author/bob-dalsimer) - [Tweet](https://twitter.com/share) [![Inspira Group Irvine Real Estate Image](https://www.inspiragroup.com/hs-fs/file-806617036-jpg/Blog_Images/Home_Buying_101-_What_is_Mello-Roos.jpg)](https://www.inspiragroup.com/blog/home-buying-101-what-is-mello-roos) Depending upon where your home search takes you in California, you will likely hear the term “Mello-Roos.” Just what is Mello-Roos? In a nutshell, Mello-Roos is a special tax that homeowners pay in certain communities to fund bonds that support the infrastructure of that community.  ### A Closer Look at Mello-Roos In 1982, The Mello-Roos Community Facilities District Act was enacted as an alternative financing plan for municipal improvements and services. Named for California State Senator Henry Mello and Assemblyman Mike Ross, the Act was passed as a response to Proposition 13 which limited the ability of local governments to finance new projects. Mello-Roos allows any school district, city, county, or joint powers of authority to establish what is known as a Mello-Roos Community Facilities District. These districts supplement services such as police, fire, ambulance, infrastructure, libraries, museums, cultural facilities, parks, schools, and sewer system through bonds; which are paid for by a special tax assessed to homeowners in those districts. So, is Mello-Roos good, or is it bad? [Keep Reading This Post](https://www.inspiragroup.com/blog/home-buying-101-what-is-mello-roos) Topics: [First Time Buyer](https://www.inspiragroup.com/blog/topic/first-time-buyer), [Move Up Buyers](https://www.inspiragroup.com/blog/topic/move-up-buyers), [Relocation Buyers](https://www.inspiragroup.com/blog/topic/relocation-buyers) ## [An Introduction from Bob Dalsimer](https://www.inspiragroup.com/blog/an-introduction-from-bob-dalsimer) Posted by [Bob Dalsimer](https://www.inspiragroup.com/blog/author/bob-dalsimer) - [Tweet](https://twitter.com/share) [![Inspira Group Irvine Real Estate Image](https://www.inspiragroup.com/hs-fs/file-593113079-jpg/Team_Pictures/Bob.jpg)](https://www.inspiragroup.com/blog/an-introduction-from-bob-dalsimer) Hello! I am Bob Dalsimer, owner of Inspira Group. At Inspira Group, we are committed to helping people buy, sell and finance homes. As part of that journey, I have decided to take my 25+ years’ experience and put it down on paper (i.e. via Blogs, e-books, videos and other modern communication methods) so that Buyers, Sellers and Borrowers will have a resource and will be able to benefit from my experience and my passion to help people. I was born in Long Island, New York. I graduated with a MBA in finance from New York University (NYU) and then moved to California in 1987 to work for Kaufman and Broad Homes (KB Homes) in a management position. During my KB Homes experience, I had various positions ranging from Sales Representative to Market Research to Project Management to Land Acquisition. In 1993, the company wanted me to move to Bakersfield to open a division for them, however, we had just bought a home in Laguna Niguel and had two young children, Julie (3) and David (2), so we declined the position and subsequently left the company. [Keep Reading This Post](https://www.inspiragroup.com/blog/an-introduction-from-bob-dalsimer) Topics: [Other](https://www.inspiragroup.com/blog/topic/other) [Previous](https://www.inspiragroup.com/blog/page/4) [All posts](https://www.inspiragroup.com/blog/all) ### Sign up for Blog Updates [![real estate agent in Irvine](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/349540/9a64a938-7942-42f9-a806-2372004a5985.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/349540/9a64a938-7942-42f9-a806-2372004a5985) [![Have questions about the home buying process? Set up a consultation! ](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/349540/a8093ec0-63d6-49ee-b879-511dbd90010b.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/349540/a8093ec0-63d6-49ee-b879-511dbd90010b) [![Irvine Real Estate Agent](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/349540/2a13005f-fa6f-4d1d-a147-4902ffb32692.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/349540/2a13005f-fa6f-4d1d-a147-4902ffb32692) ### Recent Posts ### Posts by Topic - [First Time Buyer (11)](https://www.inspiragroup.com/blog/topic/first-time-buyer) - [Move Up Buyers (11)](https://www.inspiragroup.com/blog/topic/move-up-buyers) - [Relocation Buyers (7)](https://www.inspiragroup.com/blog/topic/relocation-buyers) - [Other (5)](https://www.inspiragroup.com/blog/topic/other) - [Selling Your Home (2)](https://www.inspiragroup.com/blog/topic/selling-your-home) Inspira Group, Inc. 9070 Irvine Center Drive, Suite 250 Irvine, CA 92618 CA DRE #1793455, NMLS #335462 Email: [info@inspiragroup.com](mailto:info@inspiragroup.com) [(949) 387-0500](tel:949-387-0500) Tel (949) 600-5401 Fax Contact us today for a no-obligation assessment of your buying, selling, and/or financing needs. We are an Equal Opportunity Lender. [CFPB - Privacy Act Policy](https://www.inspiragroup.com/hubfs/20131_cfpb_Privacy-Policy.pdf) ### Resources - [Home](https://www.inspiragroup.com) - [About ](https://www.inspiragroup.com/about-us) - [Services](https://www.inspiragroup.com/services) - [Home Buying](https://www.inspiragroup.com/services/home-buying) - [Home Selling](https://www.inspiragroup.com/services/home-selling) - [Home Financing](https://www.inspiragroup.com/services/home-financing) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) ### Recent Posts © 2016 [Inspira Group, Inc.](https://www.inspiragroup.com/)  [Privacy and Terms](https://www.inspiragroup.com/privacy-and-terms). All rights reserved. Website powered by [Revenue River Marketing](http://www.revenueriver.co/). ![](https://www.inspiragroup.com/hs-fs/hubfs/images/footer-bg.jpg?width=1700&name=footer-bg.jpg) - [About](https://www.inspiragroup.com/about-us) - [Services](https://www.inspiragroup.com/services) - [Contact](https://www.inspiragroup.com/contact-us) - [Blog](https://www.inspiragroup.com/blog) ### Contact Us Inspira Group, Inc. 8583 Irvine Center Dr. Suite 101  Irvine, CA 92618 calBRE #1793455 Email: [info@inspiragroup.com](mailto:info@inspiragroup.com) ### Set up a Consultation We are an Equal Opportunity Lender. • CFPB - [Privacy Act Policy](https://www.inspiragroup.com/hubfs/20131_cfpb_Privacy-Policy.pdf) ### Recent Blogs © 2026 Inspira Group, Inc. Privacy and Terms. All rights reserved. Website powered by Revenue River Marketing. [949-387-0500](tel:949-387-0500)